Fort Lauderdale Property Damage Lawyer
Table of Contents
- How Can A Fort Lauderdale Property Damage Lawyer Help You
- Common Types of Property Damage Claims
- Property Insurance Laws in Fort Lauderdale
- Insurers and Property Damage Claims in Florida
- Other Insurance Claims You May Be Entitled to File
- How Can a Fort Lauderdale Property Damage Lawyer at Ace Your Case, P.A. Help You Demand Accountability from the Insurance Company?
- Contact Us Today for an Initial Case Review to Speak with a Fort Lauderdale Property Damage Lawyer about Your Rights
- Frequently Asked Questions about Property Damage in Fort Lauderdale
Fort Lauderdale Property Damage Lawyer
Seasoned Fort Lauderdale Property Damage Lawyer Assists Homeowners and Property Owners in Obtaining Full Benefits on Property Damage Insurance Claims in Broward County and Throughout Florida
How Can A Fort Lauderdale Property Damage Lawyer Help You
over
10+
of Millions Recovered
Common Types of Property Damage Claims
In Fort Lauderdale, property owners may have to make all different kinds of property damage claims. Common types of property damage include:
- Hurricane damage
- Flood damage/water intrusion damage
- Wind and tornado damage
- Hail damage
- Mold
- Sinkholes
- Wildfires
- Building fire and smoke damage
- Theft and vandalism
Property Insurance Laws in Fort Lauderdale
Due to the risk of severe weather and other natural disasters, property owners in Fort Lauderdale and elsewhere in Florida face some of the highest property insurance costs in the country. For this reason, property insurance is also significantly regulated by state law. In response to the significant legal protections for policyholders under state law, insurance policies are often long, complicated, and highly detailed documents that include numerous caveats and exclusions that can affect when coverage is available for property damage and the cost of obtaining such coverage. For example, many general property insurance policies in Fort Lauderdale will expressly exclude coverage for flood damage, requiring property owners to purchase an additional flood insurance policy to cover that risk. Policies may also impose higher deductibles for any damage caused by a tropical storm or hurricane.Â
It has been a pleasure and blessing to have Ace Your Case represent my family. They always kept me updated on our case. The staff was excellent they always got back to me on questions I had. I highly recommend them and will continue to use them if needed.
– Keesha C.
Insurers and Property Damage Claims in Florida
Insurers in Florida are required to follow certain legal requirements when receiving property damage claims from policyholders. These obligations include:
- Promptly beginning processing upon receipt of a claim.
- Investigating property damage claims according to accepted insurance industry standards before calculating the value of a claim or outright denying a claim
- Accurately stating the types and amounts of coverage provided by a policy
- Providing policyholders with a reasonable and truthful explanation of the insurer’s claim decision
- Communicating the results or status of a claim investigation within 30 days of receipt of the claim
- Paying undisputed sums for property damage within 90 days of receipt of a claim
- Paying the legal fees and costs of a policyholder who prevails in legal action against an insurer arising from a claims dispute
Other Insurance Claims You May Be Entitled to File
When your property has been damaged due to weather events, fire, or criminal activity, in addition to seeking compensation through your homeowner’s insurance or commercial property insurance, you may also be entitled to recover money for repair or replacement costs or lost value through insurance claims such as:
- Auto insurance
- Motorcycle insurance
- Boat/watercraft insurance
- Business interruption coverage
- Individual insurance policies on high-value assets such as antiques, furniture, jewelry, or artwork
How Can a Fort Lauderdale Property Damage Lawyer at Ace Your Case, P.A. Help You Demand Accountability from the Insurance Company?
- Reviewing your insurance policy and communications from your insurer, including any benefits or denial notices, to determine whether your insurer may have denied or underpaid your claim in bad faith
- Going over your legal rights with you and helping you to understand your policy and notices from the insurance company
- Collecting evidence that can be used to prove that you were wrongly denied coverage for property damage
- Calculating the compensation you are entitled to receive from an insurer
- Handling settlement negotiations with the insurance company, or taking your case to court and trial if necessary
Contact Us Today for an Initial Case Review to Speak with a Fort Lauderdale Property Damage Lawyer about Your Rights
Frequently Asked Questions about Property Damage in Fort Lauderdale
Why was my property damage insurance claim denied?
Can I file a lawsuit when the insurance company wrongfully denies my property damage claim or underpays the claim?
If you believe that the insurance company has erroneously or wrongfully denied your property damage claim or has not paid you for the full amount of loss you have sustained, you may be able to take advantage of your insurer’s internal appeals process, if it has one, to supplement a property damage claim or to point an error or oversight the claims adjuster made in reviewing your claim. However, if your insurer stands by its original decision, you may be required to file suit against your insurer to pursue the property damage coverage you are entitled to.